Mortgage approvals for house purchase
Quoted 2-year fixed mortgage, 75% LTV
Quoted 5-year fixed mortgage, 75% LTV
CPI inflation
Bank Rate
Unit: %. Mortgage approvals are a lending-activity proxy, not available product counts. The materials index excludes labour, finance, land and other development costs. Employment/unemployment histories contain three rolling-quarter comparators reconstructed from published changes; chart dates mark the final month, not a continuous monthly series.
Latest observations
| Bank Rate | 3.75 % | 22 Oct 2026 |
| Mortgage approvals for house purchase | 54,918 approvals | Aug 2026 |
| Quoted 2-year fixed mortgage, 75% LTV | 5.13 % | Sept 2026 |
| Quoted 5-year fixed mortgage, 75% LTV | 4.98 % | Sept 2026 |
| Employment rate | 75.3 % | Jun 2026 – Aug 2026 |
| Unemployment rate | 4.72 % | Jun 2026 – Aug 2026 |
| New-housing materials index | 168.2 index,2015=100 | Aug 2026 |
| CPI inflation | 3.5 % annual | Sept 2026 |
Employment and unemployment by region
Jun-Aug 2026. Employment: ages 16–64; unemployment: share of economically active people aged 16+. Regional Labour Force Survey estimates carry sampling uncertainty.
Unemployment rates
Regional labour observations
| United Kingdom | 75.3% | 4.7% | -0.1 pp |
| Great Britain | 75.4% | 4.8% | -0.1 pp |
| England | 75.6% | 4.9% | -0.1 pp |
| North East | 70.5% | 4.7% | -1 pp |
| North West | 74.9% | 4.6% | -0.2 pp |
| Yorkshire and The Humber | 72.9% | 5.2% | -0.6 pp |
| East Midlands | 76.3% | 4.7% | -0.5 pp |
| West Midlands | 72.5% | 5.7% | 0.5 pp |
Construction-sector insolvency pressure
Insolvency registrations and administrations
SIC 2007 section F. Non-seasonally adjusted event counts; administrations are a subset of total insolvencies.
Recent administration appointment notices
Dated Gazette appointment notices, not a check of a company’s current legal status. Bounded source search, not an exhaustive failure register.
| DCD ALL BUILD LIMITED | 16 Oct 2026 | 22 Oct 2026 |
| TORSION PROJECTS LIMITED | 16 Oct 2026 | 19 Oct 2026 |
| SELCOM BUILDING SERVICES LTD | 1 Oct 2026 | 6 Oct 2026 |
| LONDON EDINBURGH INVESTMENTS LTD | 21 Sept 2026 | 25 Sept 2026 |
| BARKER HOMES MAIDENHEAD LTD | 17 Sept 2026 | 22 Sept 2026 |
| PFP CONTRACTORS LTD | 7 Sept 2026 | 14 Sept 2026 |
Construction administration registrations in the official release
| SIXTYEIGHTDEGREES FIRE SPRINKLER SPECIALISTS LTD | Sept 2026 | England/Wales | 43999 | In Administration |
| SINGULAR HOMES LIMITED | Sept 2026 | England/Wales | 41100 | In Administration |
| PFP CONTRACTORS LTD | Sept 2026 | England/Wales | 41201 | In Administration |
| MJM CONTRACT SERVICES LTD | Sept 2026 | England/Wales | 41100 | In Administration |
| LONDON EDINBURGH INVESTMENTS LTD | Sept 2026 | Scotland | 41201 | In Administration |
| KEYSTONE COLLECTIVE LTD | Sept 2026 | England/Wales | 41100 | In Administration |
| HOOKSTONE GROUP LTD | Sept 2026 | England/Wales | 43110 | In Administration |
| HELIX CONSTRUCT LIMITED | Sept 2026 | England/Wales | 41100 | In Administration |