October 2026 property briefing
Latest published evidence, with the edition date kept separate from the period each statistic describes.
Prices and completed-sale evidence
The UK mix-adjusted average house price was £273,037 in 2026-08, with an annual change of 0.9%. The latest available registered sales observation covers 2026-06; it is not a live transaction count.
Primary sourceCounty and upper-tier comparisons
Among the 111 supported county and upper-tier comparators, City of Kingston upon Hull had the highest headline annual change (6.6%) and Torbay the lowest (-3.1%). These are provisional HPI comparisons, not predicted returns.
Primary sourceFinance conditions
Bank Rate was 3.75% at the 2026-10-22 observation. House-purchase mortgage approvals were 54,918 in 2026-08, seasonally adjusted. Approvals measure activity, not the number of products borrowers can access.
Primary sourceThe Deposit Days Index
At a 10% deposit, the UK index is 173.5 gross-pay-equivalent working days. It combines 2026-08 HPI prices with 2026 median annual full-time residence earnings, using 260 working days. It is not an estimate of actual saving time.
Primary sourceConstruction-sector pressure
The official 2026-09 England/Wales construction release records 285 insolvency events, including 10 administrations. Dated procedure records should not be treated as confirmation of a company’s present status.
Primary sourceConstruction material pressure
The domestic cement producer-price index was 142 (2015=100) in 2026-09, an annual change of 1.1%. This is an input-context indicator, not a merchant quote or a measured causal effect on house prices.
Primary sourceThe planning supply pipeline
England recorded 212,492 housing units receiving detailed permission or reserved matters approval in the rolling year to 2026 Q2, in the published contextual Glenigan series. This is separate from local-authority application counts and is not completed housing supply.
Primary sourceResearch question of the month
Do homes near different supermarket brands sell for different amounts after controlling for location, size, type and sale date? Property Valuation currently provides a sourced store-registration catalogue. A price premium has not been estimated; store locations alone cannot establish a causal effect.
Primary sourceSnapshot checked 25 Oct 2026. A scheduled monthly issue is saved before delivery.